National Debtline is a free, confidential, debt advice service for people in England, Wales and Scotland, run by the charity the Money Advice Trust. Nine out of ten people who get help from National Debtline say they feel more confident in tackling their debts and managing their money as a result.
We’ve helped millions of people deal with their debts. Our debt advice experts care about improving your situation and will help you to take control of your debts.
On our website you’ll find all you need to get started including guides, fact sheets, budget tools, sample letters to help you write to your creditors, and an option to email us your questions.
You can also reach us by phone and our experts will talk you through your options and give you clear advice on how to move forward.
Calling us for help is completely free and confidential. Our number is free to call from landlines and mobiles. We also operate a online web-chat service which allows you to get information more quickly.
You can also webchat with an adviser - This is the fastest way to speak to a specialist adviser. If you send us an email using our online form (via the link below) an adviser will aim to respond within 48 hours.
You can also follow us on our National Debtline Facebook page.
Please get in touch with us for help and assistance.